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How It Works

Please note: Loan options subject to state availability.


Installment Loan

A medium-term loan, usually with a higher principal amount than a Payday Loan, which is repaid gradually in installments over several months. The loan may be repaid early at any time with no prepayment charges. Please check Rates & Terms.

Loan Application Requirements

Requirements for this loan usually include:

  • Have an active checking or savings account
  • Have a valid driver’s license or state ID
  • Must be a US citizen or permanent resident
  • Must be at least 18 years of age
  • You or your spouse are not an active duty military personnel
Internet Loan Funding Schedule

Generally, loans approved before 5:00 PM CST CST will be scheduled for funding on the same day and the funds will be typically available on the following business day Generally, loans approved after 5:00 PM CST will be scheduled for funding on the next business day and the funds will be typically available on the second business day.


Cash Advance

An open line of credit with no term limitation on the agreement. Payments are setup so that the minimum payment amount only covers the amount of fees. Customer can decide when to lower the principle balance by paying additional funds.

Loan Application Requirements

Requirements for this loan usually include:

  • Have an active checking or savings account
  • Have a valid driver’s license or state ID
  • Must be a US citizen or permanent resident
  • Must be at least 18 years of age
  • You or your spouse are not an active duty military personnel
Internet Loan Funding Schedule

Generally, Cash Advances approved before 5:00 PM CST will be scheduled for funding on the same day and the funds will be typically available on the following business day Generally, Cash Advances approved after 5:00 PM CST will be scheduled for funding on the next business day and the funds will be typically available on the second business day.